Citizenship by Investment
Citizenship,
advised straight.
For some clients, Antigua and Barbuda's Citizenship by Investment programme is part of the decision. For others, it is only one consideration, or not the right route at all. MORA helps you understand the programme clearly, in context, and alongside your wider property, lifestyle, and investment goals.
Context
One pathway into Antigua
Citizenship by Investment may be relevant for clients considering qualifying real estate, family planning, international mobility, or a long-term Caribbean strategy. But it is one pathway among several for entering Antigua as a property owner or resident, and for many clients, it is not the most relevant one.
Other routes, such as standard property purchase, relocation planning, development or build strategy, and long-term investment ownership, are equally valid starting points. MORA weighs the CIP alongside these alternatives and helps clients understand which direction actually fits their situation before they commit to a process.
How We Help
What MORA covers
Programme Fit
Help clients understand whether the CIP is genuinely relevant to their goals, family structure, mobility needs, and broader Antigua plans, and whether another route may be more appropriate for their situation.
Qualifying Real Estate Context
Evaluate qualifying real estate in terms of lifestyle, location, resale potential, long-term ownership quality, and whether the property makes sense independent of the citizenship benefit, not just whether it meets the threshold.
Due Diligence & Professional Coordination
Coordinate with licensed agents, legal advisors, and qualified professionals so clients understand the process, the responsibilities, and what is required at each stage clearly before they proceed.
Life After Approval
Help clients think beyond the approval itself: property management, long-term ownership, potential renovations, rental strategy, family use, and future island plans that follow from the investment.
Our Approach
What good advice looks like
Citizenship advisory should feel different from passport sales. Here is how MORA approaches it.
We will tell you when the CIP may fit your goals
If the programme is genuinely relevant to your situation, including your family structure, mobility needs, timeline, and property intentions, we will say so clearly and help you understand the path forward.
We will also tell you when another path is more appropriate
Not every Antigua buyer needs or benefits from the CIP. If a standard purchase, relocation plan, or investment structure serves you better, we will say that too, and help you pursue the route that actually fits.
We do not treat citizenship as a one-size-fits-all product
Citizenship decisions are personal, legal, and long-term. The advice should reflect the individual's goals, family, and situation, not a standard sales script built around a minimum investment.
We connect citizenship back to real property and strategy
A citizenship application that is not grounded in a real property plan, a real lifestyle intention, or a real long-term strategy tends to produce outcomes that disappoint. MORA keeps both sides of the decision in view.
Real Estate
The property still matters
When real estate is part of a citizenship strategy, the property should still make sense on its own terms. That means understanding where it is, what it is worth, who manages it, and how it performs, not just whether it qualifies for the programme.
Location, access, build quality, ownership structure, ongoing costs, and resale positioning all shape the long-term value of the asset. MORA helps clients evaluate qualifying properties the same way we evaluate any other: with the client's long-term interests in mind, not the transaction's short-term appeal.
A property that only makes sense as a citizenship vehicle is a property that may not serve you well after approval. That is a risk worth understanding before you commit to it.
Estimate
What it costs, in your situation
Adjust the property, the ownership structure, and who is applying with you. The figures update as you go. Indicative only; we will confirm every number with you before anything is committed.
Step 1 Your investment
The minimum is US$300,000.
Step 2 Who is applying
- Main applicant 1
- Spouse or partner
- Children under 12 0
- Children 12 to 17 0
- Dependants 18 to 30 0
- Parents 55 and over 0
Fees are set and charged in US dollars.
Estimated total
US$345,010
1 applicant · approved real-estate purchase
Property purchase
US$311,010
Citizenship fees
US$34,000
See the full breakdownHide the breakdown
Property purchase—
- Purchase price
- —
- Stamp duty (2.5%)
- —
- Legal fee (1%)
- —
- ABST on legal fee (17%)
- —
Citizenship fees—
- Government processing fee
- —
- Due diligence: main applicant
- —
- Due diligence: spouse
- —
- Due diligence: family
- —
- Passports
- —
- Licensed agent fee
- —
- Courier
- —
Planning to buy property once you hold citizenship? Our buyer's cost calculator shows what you would pay as a citizen.
Indicative only, based on the official CIU fee schedule (September 2026) and subject to change. Your bank's charges for sending funds are not included. Confirm figures with a licensed agent before you commit. MORA does not provide legal or immigration advice.
Investing in a government-approved business is a fourth route, from US$1.5 million for a single investor or US$5 million for a joint investment. Each structure is assessed on its own merits, so we talk it through with you directly rather than estimating it here.
The Bigger Picture
Is Antigua right for you?
The most important question is not only whether you can qualify for citizenship, but whether Antigua is the right place for the life, the asset, or the future you are trying to build. Citizenship is a tool. The island is the destination.
Before the programme conversation, we recommend starting with a realistic look at what Antigua offers, what life here is actually like, and whether this is somewhere you genuinely want a connection to. The answers to those questions make every other decision clearer, including whether the CIP is the right route.
Citizenship is a tool.
The island is the destination.
Get Started
Start with a citizenship conversation
Tell us what you are considering, whether citizenship, property, relocation, investment, or a combination of all four, and we'll help you understand the right questions to ask before you move forward.