Calculators
Run your
own numbers.
Buying, selling, or weighing citizenship by investment, the first question is usually what it will really cost. These are the same numbers we walk clients through, set out line by line from the published rates, so you can see the whole picture before we ever speak. Change any figure and the totals follow.
Three Tools
Start with the question you are asking
Each estimate is indicative, and each one links to the guide that explains the costs behind it. When you are ready, we will go through your figures with you and confirm every number before anything is committed.
Buying
What to budget on top of the purchase price, whether you buy with a licence, through the CIP, or as a citizen.
Go to the calculator ↓Selling
What reaches you at closing once transfer tax, legal fees, commission and ABST come off the offer.
Go to the calculator ↓Citizenship by Investment
What an application costs in total for your family, by the real estate route, the National Development Fund or the UWI Fund.
Go to the calculator ↓Buying
What buying costs, on top of the price
Enter a price and choose how you are buying. For the ownership routes and the full process, read our Buyer's Guide.
Adjust the figures to match your situation.
Enter the full price in US dollars, for example 500,000, as Antigua property is usually quoted. Shorthand such as 500k or 1.2m works too.
How you are buying
For non-citizens buying outside the citizenship programme. The licence applies.
Legal fee rate
Fees are set and charged in US dollars.
Purchase price
US$500,000
Estimated buying costs
US$56,275
Total cost, including price
US$556,275
Budget roughly 11.3% on top of the price.
- Buyer stamp duty / transfer tax (2.5% of price)
- US$12,500
- Non-Citizens Landholding Licence (7% of price)
- US$35,000
- Legal fees (1.5% of price) estimate
- US$7,500
- ABST on legal fees (17%)
- US$1,275
- Total estimated buying costs
- US$56,275
Stamp duty and the licence are charged on the assessed value, which can differ from the price; this estimate uses the price. Deposits are part of the price, not an extra cost, and ongoing costs are not included. Citizenship by Investment programme fees are separate. Estimate them with our CIP cost calculator. Rates as of September 2026 and subject to change. Confirmed at engagement.
Indicative only. Legal fees vary by agreement, and figures exclude variables specific to your purchase, such as survey, bank, or financing costs. MORA does not provide legal or tax advice. Confirm your position with your attorney before you commit.
Selling
What you keep when you sell
Enter an offer to see the costs of selling taken off the top. For pricing, timing and how a sale runs, read our Seller's Guide.
Adjust the figures to match your situation.
Enter the accepted offer in US dollars, for example 500,000, as Antigua property is usually quoted. Shorthand such as 500k or 1.2m works too.
Legal fee rate
Commission rate
Fees are set and charged in US dollars.
Offer price
US$500,000
Estimated fees & disbursements
US$78,466
Transfer tax, legal, commission, ABST, certificate
Net to seller
US$421,534
You keep about 84 cents of every dollar of the offer.
- Government transfer tax (7.5% of offer)
- US$37,500
- Legal fees (2% of offer) estimate
- US$10,000
- ABST on legal fees (17%)
- US$1,700
- Real estate commission (5% of offer) estimate
- US$25,000
- ABST on commission (17%)
- US$4,250
- Chief Surveyor's Certificate
- US$16
- Total estimated fees & disbursements
- US$78,466
Excludes any outstanding property tax, which is settled at closing if applicable. Rates as of September 2026 and subject to change. Confirmed at engagement.
Indicative only. Legal fees and commission vary by agreement, and figures exclude variables specific to your sale, such as outstanding property costs or Land Value Appreciation Tax. MORA does not provide legal or tax advice. Confirm your position with your attorney and accountant before you commit.
Citizenship by Investment
What citizenship costs, for your family
Choose a route and who is applying with you. For how the programme works and whether it fits your plans, see our Citizenship page.
Step 1 Investment route
Qualifying route
The approved real-estate route starts at US$300,000. You can also type 500k or 1.2m.
Legal fee rate
Step 2 Citizenship application
Include citizenship by investment fees?
Your family composition
- Main applicantDue diligence: US$8,500 1
- Spouse / partnerDue diligence: US$5,000
- Children (0–11)No due diligence fee 0
- Children (12–17)Due diligence: US$2,000 0
- Dependants (18–30)Due diligence: US$4,000 0
- Parents (55+)Due diligence: US$4,000 0
Fees are set and charged in US dollars.
Acquisition cost
US$300,000
Approved real-estate purchase
CIP fees & charges
US$47,300
Stamp, legal, processing, due diligence, passports, bank, agent
Total all-in
US$347,300
1 applicant · approved real-estate purchase
CIP fee breakdown
Property costs—
- Property purchase price
- —
- Stamp duty (2.5% of purchase price)
- —
Government fees—
- Government processing fee
- —
- Passport fees
- —
Due diligence—
- Due diligence: main applicant
- —
- Due diligence: spouse
- —
- Due diligence: dependants
- —
Professional fees—
- Legal fee (1.5% of purchase price) estimate
- —
- ABST on legal fee (17%)
- —
- Licensed agent fee
- —
- Bank transaction fees estimate
- —
- Bank due diligence fees estimate
- —
- Courier
- —
Planning to buy property once you hold citizenship? Our buyer's cost calculator shows what you would pay as a citizen.
Figures based on the official CIU fee schedule as of September 2026 and subject to change. Confirmed at engagement.
Indicative only. Figures follow the published fee schedule at the time of writing and exclude variables specific to your application. MORA does not provide legal or immigration advice. Confirm current figures with a licensed agent before you commit.
Get Started
Talk through your numbers with us
An estimate is a starting point. In a private, no-pressure conversation we will look at your figures together, explain what moves them, and tell you what to plan for in your situation.