CIP Property
The Gardens:
CIP-Approved Villas
at Jolly Harbour
A villa community on Harbour Island, within Jolly Harbour on Antigua’s west coast in St. Mary’s, offering shared ownership from US$300,000 and whole ownership from about US$1.2 million. Shared ownership makes The Gardens one of the lowest entry points to the CIP real-estate route on the island, in an established harbour community.
At a Glance
Key facts
| Location | Harbour Island, Jolly Harbour, St. Mary's, Antigua |
| Property type | Villas |
| Ownership | Shared ownership or whole ownership |
| Price | Shared ownership from US$300,000; whole ownership from about US$1.2 million |
| CIP route | CIU-approved development |
| Status | Active sales; limited remaining opportunities |
Pricing, availability, CIP rules, and qualifying structure should be confirmed at the time of inquiry.
Our View
Why The Gardens is worth a look
The Gardens is one of the CIU-approved developments MORA tracks. We can help you weigh it on its merits, alongside the other approved developments.
An entry point at the threshold
Shared ownership from US$300,000 places The Gardens among the lowest entry points to the CIP real-estate route in Antigua, for buyers who want a qualifying property without buying a whole villa.
Room to move up
Whole-ownership villas are also available, from about US$1.2 million, for buyers who want a home of their own outright. A pathway from shared to whole ownership is also offered, and we can set out how it works before you commit.
Jolly Harbour, established
Harbour Island sits within Jolly Harbour, one of Antigua’s best-established communities, with its marina, golf course, restaurants, and west-coast beaches close by, and a settled rental market around it.
Every option, side by side
MORA works with every CIP-approved development on the island, so we can put The Gardens side by side with the alternatives, confirm exactly what qualifies, and introduce you to the right legal and CIP professionals for your situation.
Ownership
Ways to own
Shared ownership from US$300,000 gives buyers a qualifying real-estate route at the programme threshold, sharing a villa with other owners rather than buying it outright.
Whole ownership from about US$1.2 million suits buyers who want the villa for their own use, family stays, rental potential, or long-term ownership, with no co-owners to coordinate with.
Shared ownership is straightforward when it is set up properly. The ownership agreement is drafted at the time of purchase, with all parties agreeing to the terms upfront, including title, use, ongoing costs, and exit arrangements, and reviewed by your own lawyer before you commit. Before you proceed, we confirm the qualifying CIP structure of the specific share or villa, and how much inventory remains, since opportunities here are limited. MORA guides you through each step and connects you with the right advisors.
Setting
The setting and the villas
The Gardens is on Harbour Island, a peninsula within Jolly Harbour on Antigua’s west coast. From the air, the island sits between two broad channels of green water, with canal-front homes and boat docks along its edges, yachts at anchor off its point, and the hills of the southwest rising behind. Next door, the Jolly Harbour marina is lined with sailing yachts and motor boats.
The architectural render shows a two-storey villa in a Caribbean style: white board siding, a standing-seam roof, a covered terrace and an upper balcony under a pergola, set behind a private pool and a timber deck at the water. The interior photographs show an open-plan living room and kitchen under a vaulted, white-beamed ceiling, with rattan pendant lights, pale timber floors and sliding doors to a terrace, and a bedroom with a whitewashed four-poster bed and louvred shutters.
A qualifying share in an established harbour community, with room to move up.
Next Step
Talk through The Gardens with MORA
Speak with MORA about current availability, the shared and whole ownership options, the CIP process, and whether The Gardens fits your goals.